The
approval process
How
PayPal Pay Later works
How do I get PayPal Pay Later?
Choose what you want to buy so your shopping cart total is $50 or more. At checkout, click Check out with PayPal . If you don’t have a PayPal Credit product, you can apply for PayPal Pay Later. Select “No payments for 90 days.” Fill out the short application and agree to the terms and conditions. As soon as you’re approved, you’ll return to the checkout page to complete your purchase.
I
already have a PayPal
Credit product.
Can I still get
this promotion?
Yes. If you have a PayPal Plus Credit Card, an eBay MasterCard, or Buyer Credit, you can get no payments for 90 days on orders with Goldia.com for $50 or more. See FAQs for PayPal Credit customers
Yes. If you have a PayPal Plus Credit Card, an eBay MasterCard, or Buyer Credit, you can get no payments for 90 days on orders with Goldia.com for $50 or more. See FAQs for PayPal Credit customers
How
long does it take
to get a credit
decision?
Applying takes less than one minute. You’ll know if you’re approved within 30 seconds.
Applying takes less than one minute. You’ll know if you’re approved within 30 seconds.
What
information do I
need to provide
when applying?
You need to enter your birthdate and the last four digits of your Social Security number. In some cases, more information may be required.
You need to enter your birthdate and the last four digits of your Social Security number. In some cases, more information may be required.
Do
you run a credit
check for approval?
Yes. It takes about 30 seconds to give you a credit decision.
Yes. It takes about 30 seconds to give you a credit decision.
How
will I receive confirmation?
PayPal will send you an email confirming your purchase and indicating PayPal Pay Later as your payment type. You will also receive a billing statement in the mail.
PayPal will send you an email confirming your purchase and indicating PayPal Pay Later as your payment type. You will also receive a billing statement in the mail.
What
is PayPal Pay Later?
PayPal Pay Later is an extension of credit for the amount of your purchase. You can apply for it if you don’t already have the PayPal Plus Credit Card, eBay MasterCard, or Buyer Credit. Once you’re approved for PayPal Pay Later, it will become a funding source in your PayPal account. You can use it anywhere PayPal is accepted, but each use will require credit approval.
PayPal Pay Later is an extension of credit for the amount of your purchase. You can apply for it if you don’t already have the PayPal Plus Credit Card, eBay MasterCard, or Buyer Credit. Once you’re approved for PayPal Pay Later, it will become a funding source in your PayPal account. You can use it anywhere PayPal is accepted, but each use will require credit approval.
Where
can I get No Payments
for 90 Days?
To get this promotion, use PayPal Pay Later or your PayPal Credit product with Goldia.com.
To get this promotion, use PayPal Pay Later or your PayPal Credit product with Goldia.com.
How will I be billed?
You will be mailed a billing statement the first three months after your initial purchase. Afterward, you will receive statements online only, unless you indicate you want to continue receiving paper statements.
You will be mailed a billing statement the first three months after your initial purchase. Afterward, you will receive statements online only, unless you indicate you want to continue receiving paper statements.
Will I be charged interest or fees?
If you pay for your purchase completely within 90 days, you will not be charged interest. After 90 days, interest will be applied from your purchase date on any remaining balance. There is no annual fee. For information on interest rates, see terms.
If you pay for your purchase completely within 90 days, you will not be charged interest. After 90 days, interest will be applied from your purchase date on any remaining balance. There is no annual fee. For information on interest rates, see terms.
What if my application is not approved?
You will be asked to provide another form of payment, and you will not receive the No Payments for 90 Days promotion.
You will be asked to provide another form of payment, and you will not receive the No Payments for 90 Days promotion.
How can I get more information?
The PayPal Pay Later terms has more information. If you have additional questions, contact the PayPal Credit Service Center at 866-419-9373.
The PayPal Pay Later terms has more information. If you have additional questions, contact the PayPal Credit Service Center at 866-419-9373.
I already have a PayPal Credit product. Can I still make no payments for 90 days?
Yes, as long as the merchant website is promoting “No Payments for 90 Days with PayPal Pay Later.” Log in to your PayPal account at checkout and select your PayPal Credit product from the Payment Method section. Eligible products are the PayPal Plus Credit Card, eBay MasterCard, and Buyer Credit.
Yes, as long as the merchant website is promoting “No Payments for 90 Days with PayPal Pay Later.” Log in to your PayPal account at checkout and select your PayPal Credit product from the Payment Method section. Eligible products are the PayPal Plus Credit Card, eBay MasterCard, and Buyer Credit.
Will I be charged interest or fees?
With the No Payments for 90 Days promotion, if you pay for your purchase completely within 90 days, you will not be charged interest. After 90 days, interest will be applied from your purchase date on any remaining balance. There is no annual fee. Refer to your account’s terms and conditions for interest rate information.
With the No Payments for 90 Days promotion, if you pay for your purchase completely within 90 days, you will not be charged interest. After 90 days, interest will be applied from your purchase date on any remaining balance. There is no annual fee. Refer to your account’s terms and conditions for interest rate information.
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